Verified 2026-07-02 (TechEmpower screener corpus — techempower.org/qualify; DHCS 2026 charts).
Pregnant? Medi-Cal covers pregnancy at much higher incomes than regular adult Medi-Cal — free full-scope coverage up to 213% of the federal poverty level (about $2,832/mo for one person, $3,841/mo for a household of two — and your baby counts in household size). Above that, the low-cost MCAP program continues to about $5,809/mo (household of two).
Good to know
- Pregnancy care is open regardless of immigration status — including under the 2026 enrollment changes, which affect undocumented adults' comprehensive coverage but not pregnancy-related care.
- Medi-Cal enrolls year-round — there's no open-enrollment window to wait for.
- Count your unborn baby when figuring household size.
Apply
- Online: BenefitsCal.com · or via CoveredCA.com · Nevada County DSS: 530-265-1340 (Nevada City or Truckee offices)
Sources
- DHCS — program descriptions by FPL (Enclosure 3; 213% pregnancy / MCAP to 322%): https://www.dhcs.ca.gov/services/medi-cal-resources/medi-cal-eligibility-division/all-county-welfare-directors-medi-cal-eligibility-division-information-letters/program-descriptions-by-fpl-enclosure-3/ (verified 2026-07-02)
- DHCS — 2026 FPL monthly chart (Enclosure 1): https://www.dhcs.ca.gov/services/medi-cal-resources/medi-cal-eligibility-division/all-county-welfare-directors-medi-cal-eligibility-division-information-letters/2026-fpl-calculation-chart-monthly-values-enclosure-1/ (verified 2026-07-02)
- LAO Report 5075 (2026 enrollment changes; pregnancy care remains available): https://lao.ca.gov/Publications/Report/5075 (verified 2026-07-02)